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EMI Calculator
See the monthly payment and the actual cost of a loan.
Enter the loan amount, interest rate, and tenure. The extra payment field shows what happens if you pay more than the EMI every month.
Loan amount₹40,00,000
Interest rate (% per year)%
Loan tenure (years)yrs
Extra amount you can pay monthly₹5,000
Optional. This is money paid over and above the EMI to close the loan faster.
Monthly EMI
₹35,348
- Principal borrowed
- ₹40,00,000
- Total interest
- ₹44,83,623
- Total paid
- ₹84,83,623
- Interest saved
- ₹13,56,767
52.9% of total repayment is interest.
- Monthly reducing balance
- No processing fee
- No rate reset
- Extra payment starts immediately
Paying ₹5,000 extra each month may save about ₹13,56,767 and close the loan sooner.